News reports state that the City of Philadelphia made a lawsuit against the Wells Fargo & Co. It was alleging that the company has made a violation of the Fair Housing Act of 1968 through use of predatory lending practices that are meant for the minority mortgage borrowers. However, Wells Fargo denied the allegations and stated that its practices were fair and that the city has made unsubstantiated claims in the law suit. Filed on May 15, the lawsuit was made in the United States District Court for the Pennsylvania’s Eastern District. The lawsuit is also the latest in the series of problems for the Wells Fargo company. The company is still healing from a recent scandal that involved its bankers using customer’s names to open bogus accounts.
As explained by Karl Heideck on phillypurge.com, the City of Philadelphia says that the bank of Wells Fargo led Hispanic and black borrowers into loans with high risks as well as higher interest rates although they were qualified for lower-risk mortgages and lower interests. The city also alleged that Wells Fargo made it almost impossible for the said borrowers to later refinance their mortgages. Before it filled the lawsuit, the city made investigations of its claims for one year. It looked at data from loans made by Wells Fargo in a span of more than 10 years. According to the City of Philadelphia, Wells Fargo charged higher interests on loans by black borrowers compared to their white counter parts. As a result of these actions by the bank, there was blight in minority neighborhoods.
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Karl Heideck is a legal practitioner who is based in Philadelphia. He commits his legal practices in sectors of compliance, risk management and litigation. He is a graduate of the Temple University Beasley School of Law where he managed to get his Juris Doctor. Karl Heideck also graduated from the Swarthmore College where he acquired his Bachelor’s Degree of Arts in Literature and English Language. Due to the many years he has worked in the legal sector, Karl Heideck has acquired a reputation as a reliable and efficient attorney who is focused on assisting the community of the greater Philadelphia.
Learn more about Karl Heideck: http://thereisnoconsensus.com/career-spotlight-litigation-karl-heideck/
Despite being the leading cause of disabilities in the United States and afflicting a staggering 50 million adult Americans, arthritis is one of the least known medical conditions globally. Arthritis is a group of diseases that primarily affects the joints and. One of the commonest type of arthritis is osteoarthritis; a joint disease manifested through the degenerative wasting away of joint cartilage. Like many forms of arthritis, osteoarthritis is common among the elderly and women. Additionally, it can be linked to family history, excessive weight and previous joint injury. It is marked by severe and sometimes, chronic joint pain as a result of the grinding of joint bones as the protective cartilage layers wastes away over time.
Alarmingly, the disease is incurable and worsens over time. Therefore, with the help of professionals such as those working at Osteo Relief Institute, patients can only self-manage the condition to avoid and prevent chronic pain, and joint stiffness and swelling. This can lead to eventual loss of joint function. Patients can daily routine marked by watching their weight, quitting smoking, gentle exercises, pacing and adjusting their positions frequently. Moreover, they are advised to avoid overusing one joint. With the help of qualified orthopedic specialists, they can also opt for medications, therapy and orthopedic surgery.
Osteo Relief Institute has modeled its operations around their clients. They view clients as family and therefore, the highly qualified and certified professionals endeavor to delivery high quality services that meet the unique needs of each client that walks through numerous clinics seeking for medical health for their joint condition. At the core of their customer-centric approach are the advanced state-of-the-art machines available throughout their clinics. Moreover, all the Osteo Relief Institute clinics have physicians and physical therapists who have been certified by the relevant boards. This ensures that all management and treatment options offered to the clients are as comprehensive as the diagnosis and screening processes.
To increase operational efficiency, Osteo Relief Institute has adopted a unique management approach that has seen all the clinics operated autonomously. This facilitates decision making which is crucial when it comes to treatment. It has practices in numerous states including Colorado, California, Arizona and Illinois among others. Using advanced technology, Osteo Relief Institute ensures that their patients avoid the option of surgery.
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Comparative law is a field of law that describes and analyzes the differences and similarities between laws of different nations. To many individuals, this area of law expertise is not widespread. However, with the increase in globalization and democratization, comparative law has gained grounds. The comparative law also studies existing laws such as Hindu law, Chinese law, Jewish law, socialist law and common law. Investors, multinational companies, and international trade experts require comparative law expert to analyze the expectations of trading in a foreign nation. Moreover, the United Nations and other international humanitarian organization need comparative law knowledge before intervening in foreign countries’ crises. Source: tech.com
Sujit Choudhry Work History
Sujit Choudhry is an internationally recognized authority on comparative constitutional development and comparative constitutional law. He is the Ira Michael Heyman professor of law and former dean at Berkeley law. Before joining Berkeley, Sujit was a law professor at the New York University School of Law. He also served as Scholl chair at the faculty of law at the University of Toronto. Sujit holds law degrees from Oxford, Toronto, and Harvard. Owing to his academic excellence and professionalism, Sujit was one of the four Canadians to receive the prestigious Trudeau Fellowship in 2010. This award is the Canadian equivalent of MacArthur awards. Read more on sujitchoudhry.com
Sujit Choudhry is also the founder and director of Center for Constitutional Transitions, which is the .world’s first university-based institution that generates and disseminates knowledge supporting constitutional building. Over his career, the experienced professor has achieved unprecedented achievements including participating in the constitutional building process of various nations such as Egypt, Jordan, Sri Lanka, Ukraine, Tunisia, Nepal, Libya, and South Africa. Sujit has dedicated most of his research in addressing basic methodological questions in comparative constitutional law.
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Choudhry has also held various positions in some of the most reputable institutions in the world. He worked with the World Bank as a consultant and also as worked in the office of the Canadian chief justice. Dean Choudhry has sat on various boards including the United Nations Mediation Roster, Governing Toronto Advisory Panel and Board of Directors of Legal Aid Ontario. Aside from his decorated law career, he is also an author and has written over 90 book pages, articles and working papers.